Residential affordability calculator

For help with using this calculator, here’s our quick guide – please note that this guide may not reflect the current calculator.

Client’s mortgage requirements

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Terms below 5 years are only allowed in some cases. Please refer to our Lending criteria.
What sort of rate is this part of the loan?
Please select the region where the property is located
Region Minimum Equity Requirement Postcodes
£300,000.00 BR1-BR7, CR0-CR2, CR4-CR5, CR7-CR90, DA1, DA5-DA8, DA14-DA18, E, EC, EN1-EN5, HA0-HA5, HA7-HA9, IG1-IG6, IG8, IG11, KT1-KT6, N, NW, RM1-RM3, RM5-RM14, SE, SM1-SM6, SW, TW1-TW14, UB1-UB8, UB10-UB18, W, WC
£250,000.00 AL, BH25, BN, BR8, CB, CM, CO, CR3, CR6, CT, DA2-DA4, DA9, DA10-DA13, EN6-EN11, GU, HA6, HP, IG7, IG9-IG10, IP, KT7-KT24, LU, ME, MK, NN13, NR, OX, PE1-PE5, PE7, PE13-PE19, PE26-PE38, PO, RG1-RG14, RG18-RG45, RH, RM4, RM15-RM20, SG, SL, SM7, SN6-SN7, SO, SP6, SP10, SS, TN, TW15-TW20, UB9, WD
£200,000.00 AB, B, BA, BB, BD, BH1-BH24, BH31, BL, BS, BT, CA, CF, CH, CV, CW, DD, DE, DG, DH, DL, DN, DT, DY, EH, EX, FK, FY, G, GL, HD, HG, HR, HS, HU, HX, IV, KA, KW, KY, L, LA, LD, LE, LL, LN, LS, M, ML, NE, NG, NN1-NN12, NN14-NN29, NP, OL, PA, PE6, PE8-PE12, PE20-PE25, PH, PL, PR, RG17, S, SA, SK, SN1-SN5, SN8-SN99, SP1-SP5, SP7-SP9, SP11, SR, ST, SY, TA, TD, TF, TQ, TR, TS, WA, WF, WN, WR, WS, WV, YO, ZE

Applicants

Applicant one

Income

Commitments (remaining after completion)

Other residential mortgages

LTV limits won’t be applied automatically for the Other application type. Please refer to our Lending criteria for the correct limit.

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