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Mortgages

Buy-to-let affordability calculator

It’s easy to check if you’re eligible for a buy-to-let mortgage with us. Just answer some simple questions about your income and outgoings. We won’t ask you for your name or address right now. If there’s anything you’re not sure about, call us on 0800 197 1081.¹

Check you’re eligible

If you’re applying with anyone else, we’ll ask you for basic details about all applicants, but only the two who are highest-earning will need to provide details of their income.

Number of applicants? 1 2 3 4

Will you be at least 18 years old at the start, and under 80 at the end of the mortgage? At the start of the mortgage, will you and the other applicant(s) be aged at least 18 – and will all of you be under 80 at the end of the mortgage? Yes No

Is your annual income at least £25,000? Does one of you have an annual income of at least £25,000? Yes No

If this application is successful, will you have 6 or fewer mortgaged buy-to-let (and permission-to-let properties) with us? If this application is successful, between them will the applicants have 6 or fewer mortgaged buy-to-let (and permission-to-let properties) with us? Yes No

If this application is successful, will you have 10 or fewer such properties across all lenders (including us)? If this application is successful, between them will the applicants have 10 or fewer such properties across all lenders (including us)? Yes No

Sorry, you’re ineligible for a buy-to-let mortgage with us. You may find our buy-to-let tips useful.

Applicants must be eligible in order to use this calculator.

Help and support if you need it

Call us if you’d like help with any affordability questions

0800 197 1081 ¹

You can also check our full mortgage range [PDF, 562KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information.

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¹Lines are open 24 hours a day, 7 days a week except for bank holidays.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank UK PLC adheres to The Standards of Lending Practice which is monitored and enforced by The Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk.